/* ===============================
   CSS RESET & NORMALIZE
   =============================== */
html,body,div,span,applet,object,iframe,h1,h2,h3,h4,h5,h6,p,blockquote,pre,a,abbr,acronym,address,big,cite,code,del,dfn,em,img,ins,kbd,q,s,samp,small,strike,strong,sub,sup,tt,var,b,u,i,center,dl,dt,dd,ol,ul,li,fieldset,form,label,legend,table,caption,tbody,tfoot,thead,tr,th,td,article,aside,canvas,details,embed,figure,figcaption,footer,header,hgroup,menu,nav,output,ruby,section,summary,time,mark,audio,video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}
html {
  line-height: 1.15;
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
}
body {
  min-height: 100vh;
  background: #FFF;
  color: #162E45;
  font-family: 'Roboto', Arial, sans-serif;
  font-size: 16px;
  line-height: 1.6;
}
ul,ol {
  list-style-position: inside;
}
a {
  text-decoration: none;
  color: inherit;
}
img {
  max-width: 100%;
  display: block;
}
button, input, select, textarea {
  font-family: inherit;
  font-size: 100%;
  line-height: 1.15;
  background: none;
  border: none;
  outline: none;
  box-sizing: border-box;
}
*, *:before, *:after {
  box-sizing: border-box;
}

/* ===============================
   VARIABLES (STATIC FALLBACKS)
   =============================== */
:root {
  /* Brand Palette */
  --color-primary: #162E45;
  --color-secondary: #209C7B;
  --color-accent: #F1F1F1;
  --color-light: #FFFFFF;
  --color-dark: #111926;
  --color-grey: #D2DFE6;
  --color-warning: #FADF63;
  --color-error: #E94057;

  /* Typography */
  --font-display: 'Montserrat', Arial, sans-serif;
  --font-body: 'Roboto', Arial, sans-serif;
}

body {
  background: var(--color-light);
}

/* ===============================
   TYPOGRAPHY
   =============================== */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  font-weight: 900;
  letter-spacing: -0.01em;
  color: var(--color-primary);
  margin-bottom: 16px;
  line-height: 1.15;
}
h1 {
  font-size: 2.75rem;
}
h2 {
  font-size: 2rem;
}
h3 {
  font-size: 1.325rem;
}
h4 {
  font-size: 1.15rem;
}
p,li,blockquote {
  font-family: var(--font-body);
  font-size: 1rem;
  color: var(--color-dark);
  margin-bottom: 12px;
}
.subheadline, .legal-text > p {
  font-size: 1.2rem;
  color: var(--color-secondary);
  font-weight: 500;
  margin-bottom: 16px;
}
blockquote {
  font-style: italic;
  color: var(--color-primary);
  margin-bottom: 16px;
  margin-top: 8px;
}
/* Typography Hierarchy Spacing */
h1 + p, h2 + p, h3 + p {
  margin-top: -10px;
}
strong {
  font-weight: 700;
  color: var(--color-dark);
}

/* ===============================
   LAYOUT CONTAINERS
   =============================== */
.container {
  width: 100%;
  max-width: 1120px;
  margin: 0 auto;
  padding: 0 20px;
}
.content-wrapper {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: 28px;
}
.section {
  margin-bottom: 60px;
  padding: 40px 20px;
}
@media (max-width: 768px) {
  .section {
    margin-bottom: 36px;
    padding: 24px 10px;
  }
}

.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  margin-bottom: 20px;
  position: relative;
  background: var(--color-accent);
  border-radius: 18px;
  box-shadow: 0 2px 18px 0 rgba(22,46,69,0.07);
  padding: 32px 24px;
  display: flex;
  flex-direction: column;
}

.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
@media (max-width: 768px) {
  .text-image-section {
    flex-direction: column;
    align-items: flex-start;
    gap: 20px;
  }
}


.testimonial-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 20px;
  padding: 20px;
  background: var(--color-light);
  box-shadow: 0 4px 28px 0 rgba(22,46,69,0.14);
  border-radius: 16px;
  min-width: 240px;
  max-width: 330px;
  margin-bottom: 20px;
}

/* Distinct testimonial stars */
.testimonial-stars {
  font-size: 1.55rem;
  color: var(--color-warning);
  letter-spacing: 0.15em;
  font-family: var(--font-display);
  font-weight: bold;
}

.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}

/* ===============================
  HEADER & NAVIGATION
   =============================== */
header {
  background: var(--color-light);
  border-bottom: 3px solid var(--color-accent);
  position: sticky;
  z-index: 100;
  top: 0;
}
.header-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
  padding: 16px 20px;
  max-width: 1120px;
  margin: 0 auto;
}
.header-top img {
  max-height: 52px;
  width: auto;
  margin-right: 28px;
}
.main-nav {
  display: flex;
  gap: 32px;
  align-items: center;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1rem;
}
.main-nav a {
  padding: 6px 0;
  position: relative;
  transition: color 0.21s cubic-bezier(.51,.01,.5,1.15);
}
.main-nav a:hover {
  color: var(--color-secondary);
}
. ... (truncated in this answer for brevity; see full CSS below)

